Life Insurance
What will your loved ones do if you are not there to provide the lifestyle you want for them?
Why Should I Buy Life Insurance?
Protect your loved ones after your end of live with final expense life insurance. It is important to plan to ensure your family receives a payout upon your passing. We offer products designed to cover final expenses and offer protection for risks such as loss of income, debt repayment, mortgage, and more. Final expense life insurance provides the funds to cover these final expenses and save your loved ones from paying the costs out of their own pockets.
Term Life
Term insurance is the simplest form of life insurance. It pays only if death occurs during the term of the policy, which is usually from one to 30 years.
Whole Life/Permanent Life
Whole life or permanent insurance pays a death benefit whenever the policyholder dies. There are three major types of whole life or permanent life insurance—traditional whole life, universal life, and variable universal life, and there are variations within each type.
Universal Life
Universal life, also known as adjustable life, allows more flexibility than traditional whole life policies. The savings vehicle (called a cash value account) generally earns a money market rate of interest.
Variable Life
Variable life policies combine death protection with a savings account that can be invested in stocks, bonds and money market mutual funds.
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