Home Insurance
Your home is one of your biggest investments. Make sure it is covered from damages caused by flooding, storms, winds, fires, theft, and more.
Protection From Uncertainty
Homeowners insurance protects against damage to your home and belongings from wind/hail, fire, lightning, theft, and other covered occurrences.
Home Insurance
Additionally, your home insurance policy safeguards your assets if you’re liable for someone else’s injuries or property damage.
Dwelling
Dwelling coverage can pay to repair or rebuild your house and other structures caused by fire, wind, hail, tornadoes, falling trees/limbs, ice dams, roof damage, and other covered perils.
Personal property
Personal property insurance coverage pays to repair or replace furniture, clothes, electronics, appliances, tools, power equipment, and other belongings if they're destroyed in a covered occurrence. For more expensive items, such as jewelry or art, you may need to "schedule" the item, also known as adding a rider to your house insurance policy.
Liability
Personal liability insurance protects your assets if you or your family members are financially responsible for someone else's damage or injuries.
Temporary living expenses
If you're unable to stay at home during repairs due to a covered loss, temporary living expenses (also known as "loss of use" coverage) can pay for additional living expenses above what you'd typically pay, up to your policy's limits.